IOU Ledger

Frequent money flows, but regular expense trackers are too complicated? "IOU Ledger" focuses purely on personal lending, borrowings, debts, and business receivables/payables—giving you the cleanest money tracking experience. 【Professional Management Features】 • Balance & Assets Dashboard: Instant overview of net assets, pending receivables, and outstanding debts. • Detailed Contact Ledgers: Separate statement for each person—track principal amounts, repayments, and history clearly. • Complete Loan Lifecycle: Full support for lending, borrowing, collections, and repayments. Easily edit or correct any entry. • Seamless Multi-Currency: Track international currencies effortlessly for overseas trips and cross-border debts. • Secure Private iCloud Sync: End-to-end encrypted in your personal iCloud. Seamless multi-device sync, zero risk of data loss. Clarify every debt and take control of your cash flow! Tap to purchase and experience effortless debt & loan tracking.