X Money: Expense Tracker

X Money is a private, offline expense tracker and budget planner for people who want a clear view of the records they enter—without creating an account or connecting a financial institution. Track everyday money Log expenses, income, refunds, and recorded moves between your local accounts. Organize activity with your own accounts and categories, then search and filter when you need a specific entry. Plan the month Set one monthly budget plus category budgets. See upcoming recurring items and a practical safe-to-spend-today estimate based on the plan and records you enter. Understand your patterns Review recorded balances, cash flow, category breakdowns, and trends in a clear, modern layout. Private by design Your working records stay in the app's local sandbox. There is no sign-in, developer cloud account, bank connection, advertising, or analytics. Back up on your terms Create a password-protected full backup for later restore, or export a readable CSV copy through the system share sheet. One purchase. No subscription. X Money is a manual record-keeping tool. It does not connect to financial institutions, hold funds, initiate payments, or execute financial transactions. Balances, insights, budgets, and estimates depend entirely on the information you enter.